South Burlington School District

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  • Changes to VEHI's Health Program

    Current VEHI health plans for active employees will end on December 31, 2017. a choice of four new health plans will be offered during open enrollment beginning in September, 2017 and will take effect on January 1, 2018. Information on the new plans is available on the VEHI website at: http://www.vehi.org/benefits/choose-your-category/employer-category-2/. Links to specific topics are listed below:

    Links to VEHI Health Plans (Effective 1/1/18):
    http://www.vehi.org/assets/Health/Presentaton-docs/Comparison-Grid.pdf
    http://vehi.org/assets/Health/VEHI-change-guideWEB.pdf
    http://www.vehi.org/assets/Health/FAQ-on-VEHI-Health-Plans.pdf

    Links to VEHI Slideshow on new Health Plans:
    http://www.vehi.org/assets/Health/Presentaton-docs/VEHI-EMPLOYEE-Presentation5-11.pdf
    http://vehi.org/assets/Health/VEHI-EMPLOYEE-Presentation-09-02-16-Use.pdf

    Link to Blue Cross/Blue Shield:
    Individual Usage Reports: http://www.bcbsvt.com/member
    Provider Lists: http://www.bcbsvt.com/find-a-doctor.

    Links to VEHI information on Healthcare Spending Accounts (HRA, HSA, FSA):
    http://www.vehi.org/benefits/choose-your-category/employer-category-2/employee-healthcare-spending-accounts-information/
    http://www.vehi.org/assets/Health/Presentaton-docs/Things-to-Know-About-HSA-and-HRA-Accounts-Final.pdf

    Links to VEHI information on Stacked and Aggregate Deductibles:
    http://www.vehi.org/assets/Health/Stacked-vs-Aggregate-Deductible.pdf

    Current (FY17) VEHI Health Plans:
    http://www.vehi.org/assets/Health/Presentaton-docs/Current-VEHI-Plans-FY17.pdf

      Current Benefit Information


    Health Insurance Options

    The following is a brief description of the three Blue Cross/Blue Shield health insurance options available for eligible employees.  More information may be obtained by contacting Missy Pidgeon in the Business Office, extension 7051.

    Vermont Health Partnership:

    • Insured selects a Primary Care Physician from a list of health care providers.  Services are provided through a referral system.
    • The co-pay for office visits is $15.00.  $25.00 for a specialist.
    • Premium payments vary according to contractual relationships employees have with the District.

    $300 Comprehensive Plan:

    • Insured is not limited to any particular health care provider and may see any provider each time service is required.
    • Insured is responsible for an annual deductible.  The deductible for single coverage is the first $300 per year and the deductible for family coverage is the first $400 per year.
    • After the deductible is met, the insured pays 20% of incurred expenses until the out of pocket limit is reached.  The out of pocket limit is $500 for individuals and $1,000 for a family.
    • Premium payments vary according to contractual relationships employees have with the District.

    JY Managed Benefit Plan:

    • Insured is not limited to any particular health care provider and may see any provider each time service is required.
    • Blue Cross/Blue Shield will reimburse you for the first $200 of all Physician Office Visits. Once this amount is reached, the insured is responsible for a deductible.  The deductible for individual coverage is $100 and $400 for family coverage.  Once this deductible is reached, the insured is responsible for 20% of the costs up to an out of pocket limit.  The out of pocket limit is $500 for individuals and $1,000 for a family.


    Dental Insurance

    Employees engaged in regular active full time employment performing at least 1,000 hours of service per year are eligible.  Part time, temporary or regular employees working less than 1,000 hours are not eligible for coverage.

    Spouses and the unmarried, dependent children (under the age of 19) of eligible employees are eligible for enrollment.  Certain requirements may also allow dependent children of eligible employees who are enrolled full time at an accredited school or college up to the age of 23.

    Coverage will begin on the first day of the calendar month following the employee's date of hire.  Coverage includes:

    • 100% of Reasonable and Customary costs of Diagnostic and Preventive care.
    • 80% of Reasonable and Customary cost of Basic Restorations, Endodontics, Periodontics, Prosthodontics Maintenance and Oral Surgery.
    • 50% of Reasonable and Customary costs of Major Restorations, Dentures and Bridgework.
    • 50% of Reasonable and Customary costs of Orthodontics.


    Calendar Year Deductibles:
    $25 Individual Coverage Deductible
    $75 Aggregate Family Coverage Deductible


    For Basic Restorations, Endodontics, Periodontics, Prosthodontic Maintenance, Oral Surgery, Major Restorations, Dentures, Bridgework and Orthodontics.

    Maximum Benefits: 

    • $750 per person per year for Diagnostic and Preventive services, Basic Restorations, Endodontics, Periodontics, Prosthodontics Maintenance, Oral Surgery, Major Restorations, Dentures and Bridgework.
    • $1,000 per person per lifetime for Orthodontics

     Life, Accidental Death & Disability

    Eligible employees are welcomed to participate in the following group insurance plans offered through the District.  To be eligible, employees must be regularly employed for at least 1,000 hours per year.  The insurance coverage and costs vary according to employee group and are as follows: 

    Life Insurance

    • Support Staff: $50,000 to age 70 and $12,500 after age 70.
    • Teachers2 times salary.
    • Administrators: $250,000 to age 70 and $50,000 after age 70.  or   $125,000 to age 70 and $50,000 after age 70.

     

    Accidental Death & Dismemberment (AD&D) 

    • Support Staff: $25,000.
    • Teachers: 2 times salary.
    • Administrators: $250,000 or $125,000.

     

    Long Term Disability Coverage

    Elimination Period:  180 days.  If deemed eligible, benefits begin the day after the elimination period is completed.

    Minimum Hours Requirement: Eligible employee must be working at least 1,000 hours per year.

    Monthly Benefit: Benefits may be reduced by deductible sources of income and disability earnings.  Some disabilities may not be covered or may have limited coverage under this plan.

    • Support Staff: 60% of monthly earnings to a maximum of $3,000 per month.
    • Teachers: 60% of monthly earnings to a maximum of $3,000 per month.
    • Administrators: 66.6667% of monthly earnings to a maximum benefit of $3,000 per month.
    • Educators: 60% of monthly earnings to a maximum of $3,000 per month

    Retirement

    The Vermont State Teacher's Retirement System

    If you were employed as a public school teacher within the State of Vermont on or after July 1, 1990, you are automatically a Group "C" member.  If you were hired before July 1, 1990 and were a Group "B" member in service on July 1, 1990 you are now a Group "C" member.  Group "C" members make annual pre-tax contributions equal to 3.70% of pay into a trust fund.  Trust fund earnings and contributions by the State of Vermont pay your benefit.

    Members will receive retirement service credit for each year they are employed as a full time teacher while an active member in the System.  Members who work part time will receive partial credit based on the percentage of full time pay.

    Once you have ten years of service you are vested and cannot lose your credit, unless you elect to withdraw your contribution balance.  If you have less than ten years of service, you must withdraw your contributions.

    For more information about retirement, please contact the
    Office of Retirement Operations, 133 State Street, Montpelier, VT 05633-6901. Telephone: 1-800-642-3191 or (802) 828-2305.

     

    Support Staff Retirement

    Support staff members with five full years of service (1,000 hours per year) or more are considered vested in the District's retirement program.  The plan is administered by an external vendor which offers several retirement options from which to select.  The annual retirement benefit is calculated at the rate of one and one-quarter percent (1.25%) times the salary per year of the last 5 years of credited services. 

    A one time retirement payment from the District is also made available to vested eligible support staff members.  This amount is equal to 5% of the average of their three highest paid years of service with the school district.

    In order to be eligible for retirement, employees must reach age 62.  Retirement notice to the Business Office is required in writing by January 1 in order for payment to begin in July of the next fiscal year.  Late notification will delay the start of the benefit. 

  • Employee Assistance Program

    Purpose of Service: The Employee Assistance Program (EAP) is a human service program which provides counseling and referral services to employees of the South Burlington School District. The District has contracted Vermont School Boards Insurance Trust (VSBIT) to provide a trained counselor outside the District who can work with the employee or the employee’s household member to resolve personal concerns. Occasionally healthy, productive working people can be affected by short term or long term personal concerns. It is important to resolve these difficulties before work performance is negatively impacted and the EAP through trained counselors can help. Counselors are available to talk on the phone or meet face-to-face.

    Referrals:  Employees generally initiate contact with EAP either at the suggestion of another person or on their own. To request services for an employee or the employee’s household member, call the EAP at Invest EAP at 1-800- 287-2173, give our password or go to their website www.investeap.org. An appointment will be made with an EAP Counselor within three working days at a location that is convenient for the employee. Crisis service is available 24 hours a day, 7 days a week. Supervisory Referral is made when the supervisor detects a slack in work performance. The employee is offered the opportunity to meet with an EAP counselor off-site to identify and address any personal problems that may be affecting work performance. Self Referral occurs when an employee contacts the EAP counselor on his or her own. A Third Party Referral is made when a co-worker, family member or a friend suggests and EAP referral. Consultations for Supervisors/Principals: The EAP can be helpful to a supervisor or principal in providing consultation and guidance for a difficult workplace situation.

    Types of Issues EAP Can Assist With: EAP can provide assistance with any problems that are affecting the well being of employees either at home or at work such as: Marital and family difficulties; Alcohol and Drug Abuse; Stress on and off the job; Relationship Problems; Parenting Dilemmas; Eldercare Resources; Feelings of Depression or Anxiety; Childcare Resources; Financial Concerns/Resources; Legal Issues; Low Self Esteem; and Anger Management.

    EAP is Confidential: Information concerning an employee’s contact with the EAP is kept in confidence. No personal information about an employee’s or employee’s household member’s use of the program will be released without written authorization from the employee.

    Contact Information:  The South Burlington School District Employee Assistance Program: Invest EAP, 1-800-287-2173 or www.investeap.org

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